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0% Balance transfer

0% Balance transfers for 12 months

Get the best balance transfer offer on the market with the An Post Money Credit Card. Simply transfer the balance on your old card to your new An Post Money Credit Card and pay no interest for the next 12 months.

Complete a Balance Transfer within the first 90 days of opening your account to avail of the promotional rate.

See here for more information.

JESS QQ Form Portlet

Did you get a promotional code from your local post office?
Enter it here to claim your benefits
Tell us a little bit about you so we can check your eligibility and what your credit limit could be
after tax and deductions i.e. take home pay
if a joint mortgage please enter total monthly repayment

*indicates a required field

An Post MC is perfect for you info

The new An Post Money Mastercard® is perfect for you:


  • If you have a balance on another credit card you can pay this off with our interest free offer for 12 months.


  • You’ll also gain additional security when you shop online with Mastercard Identity Check® which gives you an extra layer of protection.


  • You can manage your account with your smartphone or tablet and stay in control of your finances 24/7 when you log into your online account.

0% Balance transfer option

  • What else you need to know

    • You will need to complete a Balance Transfer within the first 3 months of opening your account to avail of the promotional rates.


    • The new An Post Money credit card is only available to new customers over the age of 18.


    • You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates.


    • When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.


What else you need to know section


Click here for information on other fees and charges

* APR is Annual Percentage Rate

** For cash withdrawal transactions please note that the applicable interest rate is 16.8%

Information correct as of 30th August 2019, source This offer is open to all customers and not subject to salary restrictions. Standard variable rate will apply once the balance transfer promotional period ends.

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

Apply online today and you should have your new credit card within a week!

Apply online today and you should have your new credit card within a week!

1Check your eligibility

Our easy eligibility checker will quickly let you know if you should apply and what credit limit you can expect to get.

2Speedy online application

No need for any appointments or calls - simply complete our short online application any time, from anywhere.

3Straightforward and hassle-free

Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you will be able to finalise the last few steps online. Once approved, you should receive your new card within a week.

Asset Publisher

An Post Money credit cards are accepted globally, wherever you see the Mastercard sign.  You can use your credit card to make regular withdrawals in cash machines all over the world.  You can also make over-the-counter withdrawals in banks, building societies and bureau de changes.

When your bill is paid on time and in full every month, you won't have to pay any interest on your retail purchases.

And for those times when you need a little extra, we can increase your credit card limit at no extra cost - simply go to the Services menu of your online banking account and send us your request.*

*All credit limit increases are subject to assessment of creditworthiness

With An Post Money, you can add up to three additional cardholders as users of your credit limit.  They’ll be given their own credit card and PIN, at no extra cost, so there’s no need for separate credit card accounts.  It’s an easy way to give your family access to credit as required.  All transactions and charges are on the same statement so everyone’s spending is there for you to see.
With the Government Stamp duty of €30 per year for every credit card account, an An Post Money credit card could save you and your family up to €90 per year.


We’ve got your back when something fraudulent happens for example you purchase goods and they never arrive or your credit card gets into the wrong hands.  At An Post Money we’ll do our best to help you get a refund through the Mastercard chargeback scheme.

In the event of a stolen/lost card, we’re here to help.  We provide an emergency card and cash service should you require a card replacement or emergency cash.  We can send a brand new credit card or emergency cash to most countries around the world within 48 hours.  

As a Mastercard customer, you can avail of their ‘Priceless Cities’ offers and experiences in Ireland and other major cities around the world. 

These fantastic offers include hotel getaways, fine dining, golf and spa breaks and much more.


When you’re travelling abroad, let us know and we’ll add a travel notice to your account to reduce any inconveniences you may experience when using your card abroad.  You can do this through your online account.

Our travel services also include International SOS Assistance Limited which offers special emergency services to assist customers travelling outside of Ireland for a period of no more than 90 days.  You can call them any hour of the day or night, 365 days of the year on +44 208 762 8129.

We know that our customers are online, and want quick access to their account information wherever they are, whenever they want it.  All An Post Money statements are available online, allowing you to review your card activity over the past 3 years.  You can also download or save statements to view at a time that suits you.

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You work hard. So does your card.

Use your An Post Money credit card with any of our MoneyBack Partners, you’ll get money back into your account – not discounts or vouchers or prize draws. Real money – and it’s really easy. All you have to do is shop!

MoneyBack Offer

MoneyBack - Real money back when you shop.


See how much you can earn when you use your An Post Money credit card. These aren't vouchers or discounts, but real cash, back to you, when you spend with our MoneyBack Partners:

  • 5% back on all Lidl transactions of €25 or more

  • 8% back on in-store and online spend with Intersport Elverys

  • 5% back on all transactions in Supermac’s, including Supersubs and Papa John’s Pizza

  • 5% back on all holidays with Sunway

  • 5% back on all direct payments to Post Insurance for car and home insurance

  • 5% back on all books bought online with

  • 5% back on all purchases with

See here for further details.

Card Warning

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.