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Balance Transfer

You can transfer the balance of other credit cards to your An Post Money Credit Card so you only have one monthly payment at a great promotional rate of 0% for 12 months*

 

*0% rate applies to new customers only. You must complete the Balance Transfer within 90 days of opening your account to avail of the promotional rate. 

Balance transfer Features

    Balance Transfer Promotional Rate Offer

  • Great promotional rate of 0% for up to 12 months*. Once the promotional rate has expired, the standard variable rate applicable to your account will apply thereafter.
  • No transfer fees.
  • Flexibility to transfer the balance of another credit card into one location.
  • Transfer amounts from €100 up to 95% of your credit limit.
  • Fast transfer times.

    Key Criteria

  • Transfer before 2.30pm weekdays and the funds will be credited to your account in one business day. Transfers completed after 2.30pm, weekends and bank holidays will take 2 business days.
  • The promotional rate expiry will be 2 days less than six months if you request a transfer after 2.30pm on a Friday.
  • Once the promotional rate has expired, the standard variable rate applicable to your account will apply thereafter.
  • Transfers are available to the main cardholder on the account only.
  • The account should be up to date and not restricted.
  • We may use our contractual discretion not to authorise a transfer in certain circumstances, for example by acting to prevent potential over indebtedness.
  • A credit reference agency search may be required to help us approve your request.
  • You'll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates.

*0% offers available to new customers only. Valid for the first 90 days from account opening.