Loan QQ Header

Loans text2

Whether you want to buy a new car or renovate your home, we’ll tailor a loan for you. Our 8.4% APR rate is available for loans from €5,000 - €75,000 for up to seven years.

JESS QQ Form Portlet

Choose how much you want to borrow

I want to borrow
and repay
  • Fully online application process
  • Approval in principle in minutes
  • Great fixed rates
  • Borrow up to €75,000
  • No setup or early repayment fees
Did you get a promotional code from your local post office?
Enter it here to claim your benefits
Tell us a little bit about you so we can check your eligibility
after tax and deductions i.e. take home pay
if a joint mortgage please enter total monthly repayment

*indicates a required field

Interest Rates Wysiwyg

  • We will assign you the appropriate rate based on your financial profile and credit history once your application has been reviewed. To find out more about the Loan Value and applicable Interest Rates take a look at our rate table below.

    Interest Rates

    Loans from... Fixed interest rate* APR*
    €5,000 - €7,499 8.1% - 13.4% 8.4% - 14.3%
    €7,500 - €14,999 8.1% - 12.7% 8.4% - 13.5%
    €15,000 - €24,999 8.1% - 12.2% 8.4% - 12.9%
    €25,000 - €75,000 8.1% - 11.8% 8.4% - 12.5%

    * Rates and loan terms are correct as of 1st August 2019 and are subject to change. Maximum APR (Annual Percentage Rate) is 14.3%. Minimum loan term is 12 months and maximum term is 84 months (for Home Improvement loans only, subject to a minimum loan value of €20k). Source

    Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

    Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Our simple 3 step guide below shows you how to apply for your An Post Money Personal Loan.

Our simple 3 step guide below shows you how to apply for your An Post Money Personal Loan.


1Select your loan amount

Our handy loan calculator and eligibility checker will quickly let you know if you should apply.

2Speedy online application

No need for any appointments or calls - simply complete our short online loan application any time, from anywhere.  

3Straightforward and hassle-free

Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you'll be able to finalise the last few steps online. Once approved, the funds could be transferred into your current account as quickly as one business day.