An Post Money - AnPost
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Borrow €25,000 for 5 years at 8.5% APR.*
Great Rates on Personal Loans. For example if you borrow €25,000 for 5 years you’ll get a great rate from as low as 8.5% APR.
JESS QQ Form Portlet
- Fully online application process
- Approval in principle in minutes
- Great fixed rates
- Borrow up to €75,000
- No setup or early repayment fees
We will assign you the appropriate rate based on your financial profile and credit history once your application has been reviewed. To find out more about the Loan Value and applicable Interest Rates take a look at our rate table below.
|Loans from...||Fixed interest rate*||APR*|
|€5,000 - €7,499||10.4% - 13.4%||10.9% - 14.3%|
|€7,500 - €14,999||9.5% - 12.7%||9.9% - 13.5%|
|€15,000 - €24,999||9.1% - 12.2%||9.5% - 12.9%|
|€25,000 - €75,000||8.2% - 11.8%||8.5% - 12.5%|
* Rates and loan terms are correct as of 28 February 2019 and are subject to change. Maximum APR (Annual Percentage Rate) is 14.3%. Minimum loan term is 12 months and maximum term is 84 months (for Home Improvement loans only, subject to a minimum loan value of €20k).
Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Our simple 3 step guide below shows you how to apply for your An Post Money Personal Loan.
1Select your loan amount
Our handy loan calculator and eligibility checker will quickly let you know if you should apply.
2Speedy online application
No need for any appointments or calls - simply complete our short online loan application any time, from anywhere.
3Straightforward and hassle-free
Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you'll be able to finalise the last few steps online. Once approved, the funds could be transferred into your current account as quickly as one business day.